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She didn’t like the fact that I was using my own money to improve schools in previously disadvantaged communities. It only bothers me when I see inherent racism passed on to young, innocent kids. Our peers and friends date and marry other races and religions, we know many people with mixed kids, and it’s barely noticed and certainly not frowned upon. Elana: I must say, when people stare I assume it’s because Ian and I are on radio and TV. When I walk with my husband’s kids (my step-kids) people point at them. Q: Is South African society changing in this regard?
Answer: Customary loan-commitment or loan-closing conditions include clear-title requirements, acceptable property survey, acceptable title insurance binder, clear termite inspection, and, where the applicant plans to use the proceeds from the sale of one home to purchase another, a settlement statement showing adequate proceeds from the sale. An applicant's failure to meet one of those conditions, or an analogous condition, causes the application to be coded "approved but not accepted." Customary loan-commitment and loan-closing conditions do not include (1) conditions that constitute a counter-offer, such as a demand for a higher down-payment; (2) underwriting conditions concerning the borrower's creditworthiness, including satisfactory debt-to-income and loan-to-value ratios; or (3) verification or confirmation, in whatever form the lender ordinarily requires, that the borrower meets underwriting conditions concerning borrower creditworthiness.

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